ROANOKE, Va. -

Many of you are wondering what will happen to your Bank of America account after the bank announced this week it has sold branches in the Roanoke and the New River Valleys.

WDBJ7 spoke to a financial adviser and former banker who had these tips.

- Talk to the bank -- He recommends going into the branch, talking to your banker and seeing what the impact will be.

- Know who owns your loan-- It may not be Bank of America. Find out what new ownership will mean for your loans, deposits and safe deposit boxes.

- If you're planning on looking for a loan, you may want to wait- HomeTrust and First Community banks may not be able to offer you as big a loan as Bank of America.

A spokesperson with Bank of America says all customers can use everything as normal until the transition is finalized.

We're working to get more details about the transition and will have that report tonight at 11 and also at 10 on My19.