ROANOKE COUNTY, Va. -

Everyone has different financial goals but we should all plan to keep a savings account to at least protect ourselves from an emergency.

Experts with HomeTown Bank give 5 tips to start saving:

1). Establish Emergency Fund
2). Eliminate Debt. One of the best ways to do that is to list all your debts, in order from the smallest balance to the largest. Pay the minimum balance on the largest debts, with the exception of the smallest one - that is one you should aggressively pay down. As you eliminate the first small debt, move on to the next until you are eventually debt-free.
3). Set Savings Goal
4). Pay Yourself First. One of the best personal finance strategies is to pay yourself first. By continuing to set aside a portion (at least 15 percent) of your income for savings and retirement on a consistent basis, you will create a more secure financial future.
5). Plan & Never Stop Saving

Click here for more helpful information on savings.