Imagine that a loved one has passed away and then you receive an email like this from a bona fide organization saying you’re their next of kin and are entitled to a large sum of money. Your first instinct may be to respond, but don’t.

“There’s an email circulating that says it’s from an employee of that organization and it isn’t so it gives it a little bit of credibility but the employee does not exist and there’s no inheritance.”

More and more scammers are starting to use legitimate and credible agencies like The National Association of Unclaimed Property and the I-R-S to get peoples’ money, or worse.

“Typically what they’re trying to do is either to get you to send a fee to claim your prize, your inheritance or unclaimed funds, which you never need to pay to get your unclaimed money or their trying to get personal information for identity theft.”

In the case of unclaimed property, there are several verified websites that allow you to safely check if you’re eligible to collect. You can go to missingmoney.com or unclaimed.org. It’s the easiest way to avoid becoming a victim.

“The state has a site where you can search for unclaimed funds in your name, in your family members’ names, if you have deceased family members.”

There’s simple precautions you can take and simple tips that can save you a lot in the long run.

“They don’t solicit this way they don’t contact you. This particular organization does not contact people directly. ” “It’s not going to originate that way. That’s a big red flag.” “Don’t provide personal information to someone who contacts you via email or phone.”

Common sense solutions against scammers.