FLOYD, Va. -

Some prosecutors say scams targeting seniors are now considered "the crime of the 21st century" and all our viewing area seniors have become victims.

Inside the community room of the Jesse Peterman Memorial Library, Floyd's Public Library, older folks heard some simple truth from 66 year old Rick Morrison.

Morrison, now a Floyd County deputy spoke about being scammed himself a few years ago, before joining the force.

"I was so embarrassed. I mean here I am, a policeman with New York one of the biggest cities in the world and I'm getting scammed."

Advocates say many financial scams targeting seniors go unreported. Police say those types of scams can be hard to prove and prosecute, and are considered "low risk" crimes.

Sometimes seniors aren't sure if they're being scammed.

Tuesday's meeting was organized by TRIAD, a group of seniors, police and deputies that focus on senior safety.

Sometimes scammers pretend to be family members in trouble, say police. Jodie Norton, TRIAD's executive director, said that scenario happened to at least one older man in Floyd.

"It showed me how deviant these scammers are because [the victim] had no clue that this wasn't his grandson and they sounded like him. They said his name he had, Grandpappy."

Norton said the victim lost 8 thousand dollars before realizing he'd been scammed.

Deputy Morrison said the older generation needs to learn that it's ok to say "no" to scammers.

"It's very hard for people to say no. It's uncomfortable. [Seniors] don't want to seem like they're being rude, but they do need to be rude"

Another ugly fact, scams on the elderly, are often carried out by family members.