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    Apr 21, 2013 |Column| Orlando Sentinel
  1. Make kids beneficiaries of IRA

    Q: I am a recent widow and have an IRA. Now that my husband is no longer a beneficiary, should I name my three children as beneficiaries or name the estate as a beneficiary? <em> &mdash; D.L., Lake Mary</em>
    Q: I am a recent widow and have an IRA. Now that my husband is no longer a beneficiary, should I name my three children as beneficiaries or name the estate as a beneficiary? — D.L., Lake Mary A: You should name your three children as the...

    Tags: Financial Planning

  2. Apr 21, 2013 |Story| Orlando Sentinel
  3. Like Belfast, Boston will not be beaten down by the bomb

    "Innocent Blood Crying to God from the Streets of Boston." The screaming headline broke through a barrier of political correctness to call Americans to battle … 243 years ago. The innocent blood that Sam Adams' 1770 pamphlet made a colonial...

    Tags: Oklahoma City Bombing (1995), Boston Marathon Bombing (2013), Sports, Unrest, Conflicts and War, Career and Workplace

  4. Apr 19, 2013 |Story| South Florida Sun-Sentinel
  5. South Florida debt drops, especially credit card balances

    South Floridians are managing to reduce nearly all types of debt, according to a new survey by the consumer website CreditKarma.com. Credit card balances are shrinking and even student loan balances — which had been steadily going up — are now...

    Tags: Credit and Debt, Loans, Passenger Cars

  6. Apr 21, 2013 |Story| Baltimore Sun
  7. 5 questions with … Stuart L. Ritter

    As a senior financial planner with Baltimore money manager T. Rowe Price, Stuart Ritter spends much of his time on the job &mdash; and off &mdash; educating people about personal finance.
    As a senior financial planner with Baltimore money manager T. Rowe Price, Stuart Ritter spends much of his time on the job — and off — educating people about personal finance. April is Financial Literacy Month, and as many surveys show...

    Tags: Electronics, Colleges and Universities, Travel, Social Security, Trips and Vacations

  8. Apr 19, 2013 |Story| Los Angeles Times
  9. Consumer agency urges standards for financial advisors to seniors

    WASHINGTON — Older Americans can be confused by dozens of special designations for financial advisors for seniors, and government officials should set strict standards for training and conduct to prevent abuses, according to a new federal report....

    Tags: U.S. Consumer Financial Protection Bureau, Consumers, Richard Cordray, Financial and Business Services, U.S. Securities and Exchange Commission

  10. Apr 21, 2013 |Column| Los Angeles Times
  11. Fee-only planners can help keep investment costs low

    Dear Liz: You always mention fee-only financial planners and I'm not sure about the true meaning. My husband and I have a financial planner who charges us $2,200 per year, but we got a summary of transaction fees in the amount of $6,200 for last year....

    Tags: Finance, Economy, Business and Finance, Financial Planning, Crime, Law and Justice

  12. Apr 18, 2013 |Story| Los Angeles Times
  13. Agency wants more rules governing financial advisors for seniors

    WASHINGTON -- Older Americans can be confused by dozens of special designations for financial advisors for seniors, and government officials should set strict standards for training and conduct to prevent abuses, according to a federal report released Thursday.
    WASHINGTON -- Older Americans can be confused by dozens of special designations for financial advisors for seniors, and government officials should set strict standards for training and conduct to prevent abuses, according to a federal report released...

    Tags: U.S. Consumer Financial Protection Bureau, Consumers, Richard Cordray, Financial and Business Services, U.S. Securities and Exchange Commission

  14. Apr 18, 2013 |Story| Baltimore Sun
  15. Don't limit access to IRAs and retirement advice

    As a financial services representative and small business owner, I see firsthand the challenges many Hispanic Americans in our community face in accessing affordable ways to get retirement savings help. More than 60 percent of Hispanic workers don't have access to an employee-sponsored retirement plan, which is why opening an Individual Retirement Account is important.
    As a financial services representative and small business owner, I see firsthand the challenges many Hispanic Americans in our community face in accessing affordable ways to get retirement savings help. More than 60 percent of Hispanic workers don't...

    Tags: Small Businesses, Career and Workplace, Labor Legislation

  16. Apr 12, 2013 |Story| KSPR-TV
  17. Springfield financial consultant pleads guilty to stalking her daughter's ex-boyfriend

    MEMPHIS, Tenn. -- A prominent financial adviser from Springfield, Mo., pleaded guilty in federal court to stalking her daughter's ex-boyfriend and his new girlfriend in Tennessee.&nbsp;&nbsp; According to the U.S. Attorney's Office, Western District of Tennessee, Nadia Cavner traveled along with people she employed to Memphis with the intention of injuring, harassing or intimidating her daughter's former boyfriend and his new girlfriend.
    MEMPHIS, Tenn. -- A prominent financial adviser from Springfield, Mo., pleaded guilty in federal court to stalking her daughter's ex-boyfriend and his new girlfriend in Tennessee.   According to the U.S. Attorney's Office, Western District of Tennessee,...

    Tags: Lawyers, Prosecution, Trials, Crime, Law and Justice, Justice System

  18. Apr 12, 2013 |Story| Los Angeles Times
  19. Rolling back the tax breaks for supersized nest eggs

    President Obama's <a href="http://www.whitehouse.gov/sites/default/files/omb/budget/fy2014/assets/budget.pdf">budget proposal</a> included a number of proposals to increase tax revenue not by raising rates but by cutting back on tax breaks. The Wall Street Journal's editorial board <a href="http://online.wsj.com/article/SB10001424127887324050304578412932073225110.html?mod=WSJ_Opinion_AboveLEFTTop">singled out</a> one such measure for ridicule Friday: a cap on an individual's tax-sheltered retirement accounts at "an amount sufficient to finance an annuity of not more than $205,000 per year in retirement, or about $3 million for someone retiring in 2013."
    President Obama's budget proposal included a number of proposals to increase tax revenue not by raising rates but by cutting back on tax breaks. The Wall Street Journal's editorial board singled out one such measure for ridicule Friday: a cap on an...

    Tags: Barack Obama, The Wall Street Journal

  20. Apr 14, 2013 |Story| Baltimore Sun
  21. With tax returns due Monday, here's advice for last-minute filers

    For taxpayers who work best under the pressure of a deadline ... well, that's now. Returns must be filed by the end of Monday. But there's always a risk when scrambling to get returns in under the wire. You might make a mistake or overlook a valuable...

    Tags: Interior Policy, Healthcare Provider, Personal Income, Personal Data Collection, Internal Revenue Service

  22. Apr 8, 2013 |Story| Chicago Tribune
  23. Shift in investment thinking has some folks keeping their retirement funds in stocks

    Not too many years ago, many retirees believed it was OK to be a stock market investor in your working years, but after retiring, it was critical to keep assets safely away from the market's inherent risk and volatility.
    Not too many years ago, many retirees believed it was OK to be a stock market investor in your working years, but after retiring, it was critical to keep assets safely away from the market's inherent risk and volatility. Today, for many reasons, many...

    Tags: Finance, Interior Policy, Politics, Stock Market, 401K

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