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    Oct 26, 2011 |Column| KTLA-LTV

  1. columnist 123

    WASHINGTON Advertisement President Barack Obama is outlining a plan Wednesday to allow millions of student loan recipients to lower their payments and consolidate their loans, in hopes of easing the burden of the No. 2 source of household debt. The move to assist struggling graduates and students could help Obama shore up re-election support among young voters, an important voting bloc in his 2008 campaign, and appeal to their parents, too. Student loan debt also is a common concern voiced by Occupy Wall Street protesters. The loans have become particularly painful for many amid the nation's economic woes, high unemployment and soaring tuition costs. They are second only to mortgages as a portion of Americans' debt, coming in ahead of credit cards. Obama's planned announcement in Denver comes the same day as a new report on tuition costs from the College Board. It shows average in-state tuition and fees at four-year public colleges rose $631 this fall, or 8.3 percent, compared with a year ago. Nationally, the cost of a full credit load has passed $8,000, an all-time high. The White House said Obama will use his executive authority to provide student loan relief in two ways. First, he will accelerate a measure passed by Congress that reduces the maximum required payment on student loans from 15 percent of discretionary income annually to 10 percent. The White House wants it to go into effect in 2012, instead of 2014. In addition, the White House says the remaining debt would be forgiven after 20 years, instead of 25. About 1.6 million borrowers could be affected. Second, he will allow borrowers who have a loan from the Federal Family Education Loan Program and a direct loan from the government to consolidate them into one. The consolidated loan would carry an interest rate of up to a half percentage point less than before. This could affect 5.8 million borrowers. Education Secretary Arne Duncan told reporters on a conference call that the changes could save some borrowers hundreds of dollars a month. "These are real savings that will help these graduates get started in their careers and help them make ends meet," Duncan said. The White House said the changes will carry no additional costs to taxpayers. Last year, Congress passed a law that lowered the repayment cap and moved all student loans to direct lending by eliminating banks as the middlemen. Before that, borrowers could get loans directly from the government or from the Federal Family Education Loan Program; the latter were issued by private lenders but basically insured by the government. The law was passed along with the health care overhaul with the anticipation that it could save about $60 billion over a decade. The law change was opposed by many Republicans. At a hearing Tuesday, Rep. Virginia Foxx, R-N.C., who chairs a subcommittee with oversight over higher education, said it had resulted in poorer customer service for borrowers. And Senate Republicans issued a news release with a compilation of headlines that showed thousands of workers in student lending, including those from Sallie Mae Inc., had been laid off because of the change. Today, there are 23 million borrowers with $490 billion in loans under the Federal Family Education Loan Program. Last year, the Education Department made $102.2 billion in direct loans to 11.5 million recipients. Increases in federal aid have helped ease the burden on students dealing with tuition increases, the White House Council of Economic Advisers said in a report Wednesday. "Despite large increases in the published price of college over the past four years, the average student has not seen commensurate increases in the net price of college, defined as the published price minus grants, scholarships and tax benefits," the report said. Meanwhile, the Education Department and the Consumer Financial Protection Bureau announced a project Tuesday to simplify the financial aid award letters that colleges mail to students each spring. A common complaint is that colleges obscure the inclusion of student loans in financial aid packages to make their school appear more affordable, and the agencies hope families will more easily be able to compare the costs of colleges. Separately, James Runcie, the Education Department's federal student aid chief operating officer, told Foxx's congressional panel that the personal financial details of as many 5,000 college students were temporarily viewable on the department's direct loan website earlier this month. Runcie said site was shut down while the matter was resolved, and the affected students have been notified and offered credit monitoring. Copyright 2011 Associated Press. All rights reserved. This material ma
    WASHINGTON Advertisement President Barack Obama is outlining a plan Wednesday to allow millions of student loan recipients to lower their payments and consolidate their loans, in hopes of easing the burden of the No. 2 source of household debt. The move...

    Tags: Occupy Wall Street, Career and Workplace, Virginia Foxx, Economy, Business and Finance, Financial Aid

    2. Jan 2, 2012 |Story| Baltimore Sun

  2. 2011, the year of winning by losing

    Charlie Sheen was clearly the man of the year.
    Charlie Sheen was clearly the man of the year. You'll recall that 2011 began with the oafish actor celebrating his own narcotic and sexual crapulence like a victorious gladiator working the crowds. He was egged on by a media with as much decency as the...

    Tags: Tea Party Movement, Charlie Sheen, Facebook, Prisons, Occupy Wall Street

    3. Dec 16, 2011 |Story| Baltimore Sun

  3. Relief, not celebration, as Iraq War ends

    —When President Barack Obama went to Fort Bragg the other day to proclaim the end of the nearly nine-year war in Iraq, it was hardly what you would call a traditional victory lap. There was no wild V-I Day to match the V-E and V-J Days that kicked off nationwide jubilation at the end of World War II.
    —When President Barack Obama went to Fort Bragg the other day to proclaim the end of the nearly nine-year war in Iraq, it was hardly what you would call a traditional victory lap. There was no wild V-I Day to match the V-E and V-J Days that kicked...

    Tags: George W. Bush, World War II (1939-1945), Vietnam War (1955-1975), Joe Biden, International Travel

    4. Feb 15, 2012 |Story| Chicago Tribune

  4. Lawyers for Occupy protesters say city crackdown was practice for summits

    Lawyers for dozens of Occupy Chicago protesters arrested in Grant Park said Wednesday that the mass arrests amounted to a "dry run" by the Emanuel administration for handling protests during the G-8 and NATO summits in May.
    Lawyers for dozens of Occupy Chicago protesters arrested in Grant Park said Wednesday that the mass arrests amounted to a "dry run" by the Emanuel administration for handling protests during the G-8 and NATO summits in May. "This was Mayor Rahm Emanuel...

    Tags: Chicago Mayor, G8, NATO, Activism, Police Arrests

    5. Oct 16, 2011 |Story| Chicago Tribune

  5. 175 Chicago protesters arrested after being told to leave Grant Park

    Chicago police arrested about 175 Occupy Chicago protestors in Congress Plaza just after 1 a.m. Sunday, about 90 minutes after police issued their first warning that the group was violating municipal code.
    Tribune reporter
    Chicago police arrested about 175 Occupy Chicago protestors in Congress Plaza just after 1 a.m. Sunday, about 90 minutes after police issued their first warning that the group was violating municipal code. Police completed the last arrests and cleared...

    Tags: Democratic Convention (1968), Anglicanism, Corporate Crime, Arab Spring, Corruption

    6. Dec 13, 2011 |Story| Orlando Sentinel

  6. Cop takes down jaywalking Occupy Orlando protester

    A jaywalking Occupy Orlando protester was taken down by an Orlando police officer after he ignored the cop's orders and fled Monday night, police said. Louis Levite, 47, was charged with resisting arrest without violence and was given a jaywalking...

    Tags: Unrest, Conflicts and War, Entertainment, Police Arrests, Demonstration, Television

    7. Oct 28, 2011 |Story| Orlando Sentinel

  7. Occupy Orlando, police clash over use of downtown park

    Occupy Orlando demonstrator Tina Houser said she can't figure out the Orlando police.
    Occupy Orlando demonstrator Tina Houser said she can't figure out the Orlando police. "You never know what the cops are going to do," said Houser, 21. For the first few nights of the two-week-old protest at downtown's Sen. Beth Johnson Park, Houser...

    Tags: Local Elections, Mergers, Acquisitions and Takeovers, Buddy Dyer, Police Arrests, Riots

    8. Jan 16, 2012 |Story| Baltimore Sun

  8. Occupy Baltimore try to erect schoolhouse

    Maryland State Police sought Monday evening to work out a peaceful solution with Occupy Baltimore protesters who were building an encampment at the site of a proposed juvenile detention center in East Baltimore. As troopers watched, several protesters...

    Tags: Politics, Prisons, Prisons, Activism, Maryland State Police

    9. Nov 8, 2011 |Story| KTXL-LTV

  9. Occupy Sacramento Expanding to City Hall

    Occupy Sacramento protesters announced their plans to expand across the street from their current location at, Cesar Chavez Park, to Sacramento’s City Hall Tuesday.
    FOX40 News
    Occupy Sacramento protesters announced their plans to expand across the street from their current location at, Cesar Chavez Park, to Sacramento’s City Hall Tuesday. The group says the decision came after the city denied them a special permit...
    10. May 9, 2012 |Story| Chicago Tribune

  10. City moves NATO protest from Daley Plaza

    Mayor Rahm Emanuel's administration pulled the plug Tuesday on the only NATO protest planned for a workday in the Loop business district, revoking permission for a May 18 Daley Plaza rally barely a week before world leaders are to arrive in Chicago.
    Mayor Rahm Emanuel's administration pulled the plug Tuesday on the only NATO protest planned for a workday in the Loop business district, revoking permission for a May 18 Daley Plaza rally barely a week before world leaders are to arrive in Chicago....

    Tags: Garry McCarthy, Oprah Winfrey, Concerts, Stanley Cup Playoffs, Entertainment

    11. May 8, 2012 |Story| Baltimore Sun

  11. Europe's lesson for the GOP

    The economic and political tumult in Europe has continued this week with anti-incumbent votes in France and Greece as well as signs of disaffection in Italy, Great Britain and Germany. The electorate is angry, and the election results have raised renewed concerns about whether Europe's most debt-burdened countries will stick with their quest toward fiscal discipline.
    The economic and political tumult in Europe has continued this week with anti-incumbent votes in France and Greece as well as signs of disaffection in Italy, Great Britain and Germany. The electorate is angry, and the election results have raised...

    Tags: France, Democratic Party, Occupy Wall Street, Greece, Health

    12. May 11, 2012 |Story| Baltimore Sun

  12. Left wing ignores economic realities

    As I read the editorial, "Rejecting austerity" (May 9), I couldn't help but think of how well it echoes the left-wing agenda. I disagree with almost every point made, as it only showcases conservatives as the problem. It is all parties and the incessant...

    Tags: Occupy Wall Street, European Union

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